Are you neglecting self-care because you’re “too busy”? Let’s look at the major warning signs to pay attention to before things turn for the worse and some short and long-term effects associated with neglecting self-care.

Money may be tight, and you might not be able to find flex in your budget to add a lot of new things to your life. But that doesn’t mean you should neglect yourself. Self-care is essential, especially when dealing with financial stress. Here are 12 no-cost options.

Daily self-care activities can easily be added into your routine without changing much or adding a lot of time to your day.